Below are some examples of the businesses that would typically require a high risk merchant account in order to process credit. net costs: $10/month plus 0. 35 per transaction. To start, just because a payment processor says they offer high risk merchant accounts doesn’t mean they work with every type of high risk merchant. What is a High Risk Merchant Account. Currently, consumers’ most preferred payment methods are credit and debit cards. No. Durango Merchant Services is different. Dharma’s monthly fee is $20 per month. It also offers a free payment processing account and a small ticket program for micro-businesses. PaymentCloud: Best for High-Risk Businesses 5. To help you find the right solution for your needs, we’ve ranked our picks of the best merchant services for small business available today. The company offers a wide range of payment processing services, including virtual terminals, point-of-sale systems, and mobile payments, and can provide. Best high risk merchant account service providers for UAE. High risk account fees go as high as 1. UK HQ. 75% per transaction). ”Chargeback” refers to situations when credit card companies make a refund back to a customer based on request. Without a high-risk merchant account, ecommerce businesses eventually may face the risk of. General characteristics of a low risk merchant account. Though these businesses may be profitable, they can run into problems taking payments due to the non-availability of high-risk merchant accounts. In Summary: The 8 Best Offshore Merchant Account Providers For Small Businesses. You don’t want to lose another sale all because your business doesn’t accept credit cards, and if you apply today, you will be able to receive a retail credit card terminal. Many other merchant service providers refer high-risk businesses to PaymentCloud because of its excellent reputation in getting businesses approved. However, firearms merchants are also classified as high-risk and obtaining an online firearms merchant account is extremely difficult. . Payment Depot: Best overall. 3. Their services cater specifically to businesses operating in high-risk industries, providing robust payment processing solutions while keeping fees affordable. . If you have no merchant account, there is no way to be paid for your digital transactions. High-Risk & Low-Risk Merchant Accounts: While Corepay can also place low-risk merchants, its specialty is in providing merchant services to businesses that are deemed to be in a high-risk category. For a detailed comparison of MX Mearchant vs. The following high risk business includes adult industry, bankruptcy, poor and bad credit, sports betting, gambling and casino industry, travel agencies, imitation of leading products, tobacco, night clubs, bars, offshore account providers, credit card companies, supplement and online pharmacies. Today, market pressures and competition from low-cost payment service providers (PSPs) have forced most reputable processors to eliminate these charges altogether. For example, merchant sells nutraceuticals. PaymentUSA has a proven track record of backing merchants that choose us. These tools can include enhanced security measures, real-time transaction monitoring, and fraud detection systems. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. Fast and reliable funding approval. Skip to content (866) 582-3062; info@elmoremerchantservices. Approval can be obtained in four hours, and funds will be moved into your. Instabill offers fast approvals and will guide you through each step of our merchant account application process. Bank Account opening services in offshore jurisdictions and Onshore jurisdictions based on clients` requirement for both personal bank account and corporate bank account. 25% to 2. Replica Merchant Account Options. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. Flagship Merchant Services: Best. List Of Merchant Account Providers. Shark Processing offers advanced high-risk offshore merchant account solutions at competitive fees. Adult entertainment merchants are considered high risk by most banks. net: Best for fraud prevention. A merchant account for bad credit can, therefore, be opened for low and. PayOp is a payment aggregator for various business types. Most providers publish a. After the credit card data is captured, the company’s payment processor pings the customer’s. 3. A high-risk merchant account is an agreement between a merchant and a bank. Tougher application process You may be required to submit more information and supporting documents about your business. Most high-risk processing providers don’t disclose a standard rate for their clients, as they tend to tailor the price to the particular business. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review. We have high risk accounts for businesses that have a high-risk processing volume of $20,000 – $100,000, 000 plus per month. Therefore it is best to check with that particular provider. net: Best for B2B transactions. We understand the unique challenges of your business and can provide you with the right merchant account that will meet all your needs. Like most high-risk merchant account providers, PaymentCloud is not a direct processor. Instabill. This is because they are willing to take on more risk,. On the list of such countries, you will generally find most countries outside of the United States, Canada, Japan, Australia,. We specialize in providing merchant account and high-risk merchant accounts. A high-risk merchant account is a type of business bank account set up by a payment processor that allows merchants to accept credit and debit cards for their business, even though they have been labeled as a high-risk business by a previous processor or payment service provider. Our. Credibly Image source: Credibly. 4. Edition: United States. Merchant account providers specializing in high-risk industries understand the unique challenges faced by nutraceutical businesses and provide tailored solutions to meet their needs. net features and costs, see this chart from Dharma. Particularly, merchant account providers use these codes to determine if a business is too risky for its services. Internet Merchant Account. Analysing price, real-time reporting, customer support, and ease of use, we researched and collated our top 7 best virtual terminals in the UK. We’ve recently added five new high-risk merchant account providers to our network,. Best for online and international sellers: Durango Merchant Services. Payment Savvy is a leading High Risk merchant account provider. 0. We have worked to help companies with this business model to succeed in the competitive marketplace and beyond. Best Services. 87 out of 5, primarily for its low interchange fees. High-risk merchant accounts. 2985 E. A high volume merchant account is a merchant account specifically tailored to meet the needs of businesses that experience significant credit card transaction volumes that exceed most provider’s. Airlines or airplane charters. We have spent the better part of two decades securing high risk merchant accounts for our clients. A high-risk merchant account is a service that Payment Service Providers (PSPs) offer so that entities in fraud or chargeback-prone industries can accept card payments. A rolling reserve that can be held for up to 180 days (or longer in some cases) after account closure. High Risk Pay. 22 years of merchant services experience. 60 per transaction. Furthermore, if the merchant sells tangible products, the merchant must have a supplier agreement. But high-risk businesses may be tied to long-term contracts (2-3 years). Payment processors dictate their relationship with merchants, so high-risk businesses may need to find merchant account providers that offer services to high-risk industries. Merchant account providers are the most traditional type of merchant service provider. Here are the best ACH processing companies, including providers like PaymentCloud, Stripe, and Durango Merchant. However, high-risk payment processing is what PaymentCloud is best known for. There. It is the ultimate penalty for excessive chargebacks, nonpayment or fraud. Historically, merchants in high-risk categories have had few options for payments. The industries that possess this account are Adult Industry, Travel, Forex trading business, Multilevel Marketing. Many merchant account providers now offer solutions tailored to those businesses, so make sure you look for one that specifically mentions the ability to accept applications from businesses with poor credit. With regulations on payment processing getting more strict, you will need a solution you can rely on. Go high level is an all in one marketing platform to help entrepreneurs, marketers, and agencies grow their businesses. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. The following are five critical things you want from your CBD merchant account provider; The high-risk merchant account providers in the USA provide fast and secure payment processing, fraud prevention measures, and chargeback management services, among others. With its expertise in high-risk merchant accounts, tailored payment processing options, competitive pricing, and excellent customer support, HMS is well-equipped to help CBD merchants efficiently and effectively process credit card payments. Here are the best international merchant services that provide international payment processing, international payment gateways, and international merchant accounts for a variety of circumstances. Net. This could either be in the form of transaction volume or add-ons. They offer flexible payment solutions, including ACH and e-check processing, as well as. There are some risk factors that providers use to determine whether you fall into the high risk. Service providers offering High-Risk Merchant. After several decades passed, they united into 6. PaymentCloud does offer traditional merchant services in addition to high-risk account services. But high-risk businesses may be tied to long-term contracts (2-3 years). Exclusive Promo: PaymentCloud will give you $200 if they can't beat. Stax: Best for Subscription Pricing. High volume solutions: load balancing gateways and multiple MIDS. Chat with us , powered by LiveChatIf you can’t obtain a merchant processing account in the united states, check out these offshore merchant service providers: High-Risk Merchant Services: High-Risk Merchant Services offers custom solutions for cannabis businesses in terms of payment processing and chargeback management in domestic and offshore companies. Get Accepted for a merchant account via our easy online application with the leader in merchant accounts for. e. Specialized high-risk payment processors are the best option to guide merchants through the challenges of growing a high risk business. This is especially true when it comes to finding a payment processor for high-risk merchants. Chat with us , powered by LiveChatA merchant account for a high-risk business tends to be more difficult to obtain, and it typically costs more to maintain. Offers Paysley QR-code payment service. July 17, 2023. High-risk merchant accounts differ from low-risk accounts in the following ways: Almost always a full-service merchant account (PSPs typically don’t accept high-risk businesses) Extensive underwriting process required before account approval; Might be underwritten by an offshore bank or processor; Typically require a long-term contract 3. It would be best if you didn’t. Net account? The term “high-risk Authorize. Merchants can receive real-time alerts for all chargebacks lodged when enrolled in an alert service offered via the Ethoca alert system or Verifi networks. Flagship Merchant Services – Best for exceptional support. Fees also vary by provider and in most cases, pricing is set individually for every merchant. But, they vary from processor to processor and your cash flow is important, so you’ll want to negotiate against the merchant reserve if possible. 2Subscribe: 4. Getting a high-risk or offshore merchant account doesn’t have to be a hassle when you work with Payline Data. [1] NMI. View our rankings of the best high risk merchant account providers for bad credit. PaymentCloud is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries. As merchant account providers, it is our job to give you the hardware, the service and the know-how to accept these different forms of payment. Application Cost: 0 USD. Monthly fee: $10 for in-person sales. The right processor supports your sales channels and offers pricing transparency. High risk account fees go as high as 1. These providers. Authorize. Here are the best credit repair merchant accounts from providers like Soar Payments, Host Merchant Services, PayKings. PaymentCloud is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries. You don’t want to lose another sale all because your business doesn’t accept credit cards, and if you apply today, you will be able to receive a retail credit card terminal. This service is usually provided in exchange for a percentage of the merchant’s sales. Edition: United States. PayPal – Best for a pay-as-you-go pricing structure. Cortana, Alexa, and Google. As a high risk merchant account, finding a payment processor who will partner with you is tricky but not impossible. Fees also vary by provider and in most cases, pricing is set individually for every merchant. The PayKings team has high risk merchant accounts for businesses with high risk payment processing volumes of $20,000-$100,000,000+ per month. High-risk merchant category refers to the industries or types of businesses considered to have a higher level of risk by financial institutions, payment processors, and acquiring banks. Stripe: Best overall international merchant account for small businesses. The MATCH list is a blacklist that prevents merchants with excessive chargebacks and high-risk accounts from opening an account with another credit card processor. The database aims to prevent. High Risk Merchant Accounts are accounts that are set up by specialist financial institutions to provide credit card processing services to those business types that fall under certain high risk business categories. Stax: Best for Larger Businesses 2. g. Meaghan Brophy. Tier 1: This is the right option for businesses that process under $25,000 per month. Our gateway partners like NMI and Authorize. There is a reason why High Risk Merchant Solutions has been in business for nearly a decade and remains an industry leader in high risk merchant account processing. Fast approval in 24-48 hours. At the same time, we encourage you to check out some of our top-rated high-risk providers before deciding. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. ” Shopify Holds Funds: Merchants frequently complain about their funds being withheld in reserve, but this is standard practice if an account has an elevated. We can offer credit repair payment processing options and merchant accounts for your business, helping. Best high risk merchant accounts at a glance. For more information, visit the Host Merchant Services website or call (888) 727-4538. Specialized Risk Management Tools. For some, this is because Shopify Payments is unavailable in their country. As a business owner in the US, it is important to understand what options are available to you when it comes to finding a merchant account provider. [1] Statista. 1. Durango: Best for International Businesses. Best one-stop shop: First Card Payments. A High-Risk Merchant Account is a type of merchant account primarily for businesses suspected to be high-risk for any reason. ProMerchant’s rates are 0. “7 Chargeback Statistics Merchants Need to Know. com ; Search. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and. Offering secure payments at your dispensary is essential. Chase Payment Solutions SM – Best for all-in-one direct processing. High-risk merchant accounts may provide access to advanced fraud prevention and risk management tools to help mitigate potential fraudulent activities and reduce chargeback rates. In thisView our rankings of the best high risk merchant account providers for collection agencies. You can go with Dharma. Typical reasons for this label is that your account is considered to be at a higher risk of fraud, chargebacks, or a high number of returns. In our evaluation, HMS scored a respectable 3. High-risk merchant account providers understand the volatile territory certain businesses operate in. 3) US Signer – Typically a US resident with >50% ownership is the signer but LLCs can be “Manager-Managed”. To learn more about high-risk payment processing or to sign up for a merchant account, you can visit Charge. partnerwith a reliable merchant services provider that can offer you rates that save you and your customers money. Visit us at TheEcheck to get all the information. 3% above the rate of interchange. Open high risk merchant account today. A merchant account is a type of bank account that allows an individual, business, or organization to accept debit and credit cards as a form of payment. Exclusive Promo: PaymentCloud will give you $200 if. Credibly is a finance organization that offers a merchant cash loan of approximately $400,000 through a simple online application procedure. Fastest application process: Soar Payments. Having a business means taking on risk and sometimes merchant account providers don’t want to take the ride with you. A merchant who wishes to expand. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review. They are: In our expert evaluation, we found that the seven best international merchant accounts for 2023 are: Stripe: Best overall international merchant account for small businesses. For this reason, high -risk accounts require a unique personal identification. 25/keyed-in transaction (volume discounts available) Best all-around virtual terminal. Usually offers tiered pricing to bad credit merchants. However, choosing a credit card processing provider is a big decision. EmerchantBroker has been voted the #1 high-risk processor for Forex merchant accounts in the USA and provides merchants with highly secure, convenient Forex accounts. Also, if you do business in the. 0% + $0. SMB Global, based in West Jordan, Utah, is a high risk merchant accounts provider specializing in supporting ultra-high risk businesses such as adult, gambling, offshore businesses, debt collection, and CBD. If you’re looking for a merchant account and have had trouble getting approved because you’re in the high-risk category, it’s a solid choice. Longer contract terms. As you might expect, the processing charges for a traditional merchant account are lower than a high-risk international merchant account. Thales Group United States Division 4 Reviews Write A Review Olivier Piou 33 1 57 77 80 00 Visit Website 2002 $1+ billion 25,000+ 5,000+ 93 MMake sure that the merchant account provider can cater to your business as it grows. High-risk merchant accounts are specially designed to meet the payment processing needs of high-risk businesses. Best High-Risk Merchant Account Service Providers; Best Retail POS Systems; Best Cash Register For Small Business;Merchant reserves are meant to protect high risk merchant account providers from footing any surprise bills that the company incurs. Fast Approvals. A merchant account is a bank account that allows businesses to accept funds from electronic payments including credit and debit cards. For providers that offer high-risk merchant accounts, a detailed application process is routinely involved. 2. With reliable customer service and a user-friendly platform, your merchant services provider becomes a partner. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. There are more than 325 million active PayPal users across the world. 3) Main Steps for Approval. The advantages of having a high-risk merchant account in the USA. In the United States, overall household debt increased by 11% in the last 10 years, according to a 2016 credit card. With Go High Level you can easily capture new leads, build full-blown websites, and landing pages, drag & drop surveys and forms, plus online appointment setting. However, the company specializes in serving the high-risk community, accepting a very wide variety of industries that ordinarily struggle to get approved for credit card processing. PaymentCloud is a registered ISO/MSP of BMO Harris Bank, Chesapeake. Shopify: Best for. #1 PaymentCloud Top Merchant Service for Terminated Merchant Files. com. With the recommendations on our list, you can eliminate a lot of the guesswork and avoid toxic high-risk payment providers. In extreme high risk cases, the reserve may be. To get a high-risk merchant account, one needs to fill out the. In the mid-1980s, there were 135 ATM and 35 debit regional bank-owned networks. Many processors will not deal with high risk merchant accounts at all, and in fact merchants in high risk businesses may have to work with specialized processors, and they may even have to set up their merchant accounts with over-seas companies. How to Establish a Merchant Account 1. If you want to work with a full-service merchant processor that offers you transparent fees and everything you need to conduct business, you might consider this Houston-based merchant processor. Read Full Story. Most merchant account providers also offer payment processing. In addition to the security provided by a high -risk trader account, they can be canceled if a large amount of payment is recorded. Learn more about high risk payments. 1. One essential service that top merchant services offer is credit card processing. 5. 0% + $0. Hillcrest Drive Suite 209 Thousand Oaks, CA 91362. GSPAY is a little-known high-risk merchant account provider that offers a variety of fixed rates for different types of businesses. contacting Shark Processing to explore their offerings and determine the best solution. For small-business owners in search of a payment processor that offers high-risk merchant accounts, NerdWallet has compiled a list of the best payment. Authorize. Industry is considered low risk e. There are certain providers which may generally avoid high risk merchants but have taken on one certain “niche category” like travel, gambling, CBD, adult or pharmacy. After all, our mission at Blue Payment Agency is to make it as easy as possible for high-risk businesses to accept credit and debit card payments online. Some of the documentation you should be expected to submit as part of a WooCommerce application include details about your business’s sales. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. Blue Sky Peptide is a few example of successful e-businesses in the peptide industry with active merchant accounts. Unlike most high-risk merchant account providers, we offer competitive pricing for our payment processing solutions. If you’re interested in high risk payment processing, consider turning to EMB, the #1 high risk processor in the US. Moonlight Payments Overview. Starts at $0/month for unlimited devices and locations. Leverage Zen Payments’ network of over 15 direct bank and processor relationships to find the best long-term home for your merchant account. Less flexibility than traditional processors. A high-risk merchant account allows you to expand your horizons in the corporate world by allowing you to participate in elements of it really. Join us as we delve deeper into the world of direct marketing merchant accounts. Thus, high-risk merchant account helps merchants considered high risk to accept debit and credit card transactions. Merchant Services Provider : High Risk Merchant Account & Payment Gateway⚡ Instant Approval Contact us ☎(800) 956-1277 The Best ACH Payment Processing of 2023. PayOp is a payment aggregator for various business types. The merchant account provider will approve your application if you fall into its low-risk category. If a company has high potential of chargebacks, or historically many chargebacks and refunds, the. Tags: High Risk Business. Nov 3, 2023 | Payments. How to apply for a high-risk merchant account. With several domestic and offshore acquiring banking partners worldwide, our merchant account managers can assess. National Processing. If you are applying for a second. Let’s say a customer wants to pay for a merchant’s products or services with a credit card. , with eMerchant Authority. Close. +208-806-2953Fortunately Merchant Account Providers specialize in providing electronic payment options to any type of business across the board. 09%. However, if you run a so-called high-risk business and want to accept card payments, you can apply for a high-risk merchant account. Fiserv – Best merchant services for retailers. Corepay: Best For Mail-Order/Telephone Order-Only Accounts. Here are the best marijuana payment processing companies & the truth about credit cards. But the reality is that these are the industries that make the most of the profits that run the economies of countries. When you’re taking high value, high-risk payments every day, you need to make sure your payment provider can keep up. If this is the case for your business, don’t be offended, it’s (probably) nothing personal. 6% plus 10¢ per transaction. Gspay. Customers are more likely to complete a purchase if they can easily pay for it online, without having to. Each merchant account provider has its own guidelines to determine whether a business is considered high risk. We are dedicated to giving the same priority and service to businesses considered high risk as to any client, meaning a typical approval for a merchant account can be done in as little as 48 hours or less. Authorize. High risk merchant account providers offer a lifeline to industries that face difficulties in securing payment processing solutions. 2Checkout (Verifone): Best for managing VAT and. Although some payment servicers are hesitant to work with adult businesses, several providers specialize in high-risk merchant accounts. Guide You. Accepts high-risk merchants. Each merchant account provider has its own guidelines to determine whether a business is considered high risk. View our rankings of the best high risk merchant account providers for nutraceuticals. that the merchant may not fulfill their responsibility to pay for the charge-backs, then it may be considered high risk. Finding reliable high risk merchant account providers in USA, providing online credit card processing services can be challenging for nutraceutical merchants. 35 per transaction. Our solutions also support both US dollars and euros,. Payline Data: Best for subscription-based businesses. What We Look For in the Best Merchant Services 1. Soar Payments: Best for High-Risk eCommerce Businesses. It is the single solution for all your high-risk payment-related problems in Singapore and the rest of the world, too. This pricing is very good in the high-risk processing world. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. We provide speedy and efficient credit card, debit card and ACH payment processing. Dharma’s processing rate for high-risk businesses is interchange rate + 1. There are several criteria that the banks look at to assess risk. The company’s in-depth understanding of how to handle large volumes of transactions makes it a standout choice in the market, and it specifically focuses on ensuring efficient. This will enable us to offer even additional specialized services for high risk merchants. PaymentCloud – Best for high-risk merchants. Treati. High-risk payment gateways, CRM integrations, virtual terminals, and credit card point-of-sale solutions are a few of our payment platforms. ) Still, the stakes are high for CBD businesses. The PayKings team has high risk merchant accounts for businesses with high risk payment processing volumes of $20,000-$100,000,000+ per month. An ACH merchant account allows. Check out high risk merchant account providers in the USA. With an emphasis on personal attention and customized solutions for “bricks-and-clicks” companies (i. Where one provider may consider you high risk, others may not. High-Risk Merchant Types. Note that high-risk merchant accounts may still require these fees due to the much more extensive underwriting process required to get approved for a high-risk. Next day funding. Our full suite of electronic payment processing solutions ensures we can help virtually any merchant accept credit cards and checks electronically. Payment Depot Merchant Services. Leaders Merchant Services: Best for Established Businesses 4. These types of merchants usually pay higher fees than average, but the benefits may outweigh the cost. Braintree: Best for online sales across borders. High-risk merchant accounts: Some industries have a higher risk of credit card chargebacks. A high-risk merchant account allows you to expand your horizons in the corporate world by allowing you to participate in elements of it really. Square Invoices: Best for new small businesses. not merely screenshots. Reasons Why You Should Open Offshore. Our high risk payment gateway. #1 PaymentCloud Strong Reputation For Fast Approvals. net saves you more money probably depends on the size and number of ACH transactions you have per month. You can also include the last three months of bank statements in your business. Then, EMB provides merchant account services tailored to these specific business needs. Net account” refers to an Authorize. Shark Processing is a high-risk payment provider servicing merchants in the United States and internationally. These accounts come with higher fees due to the increased. Host Merchant Services is a Newark, Delaware-based merchant account provider that is capable of serving most domestic high risk business types. The best virtual terminals in the UK come from Worldpay, Opayo, PayPal, SumUp, Square, PayVector, and Web-Merchant Services. 1) How a Merchant Account Works. The top processors are determined based on competitive rates, etc. Providers assess risk based on criteria such as processing payments in multiple currencies, high transaction volumes, subscription billing models, or operating. American Merchant Systems (represents 25+ different processing sources (US based banks, domestic banks, domestic merchant accounts, offshore banks, offshore merchant accounts, third party processing, ACH Check Processors, check guarantee services, check conversion services, and ATM machines. In Summary: 5 Best Bad Credit Merchant Account Providers. In some cases, especially with companies considered start-ups or high-risk, the process of obtaining a merchant account isn’t always easy. However, ProMerchant’s pricing is considerably lower than Clover’s. 4) Avoiding Set-Up Hassles. The company specifically markets. With us, you do not have to pay high account fees as we know the challenges of running a business and are invested in being the partner you can count on for all your payment processing needs. Boasting 92% Excellent ratings over 64 reviews on Trustpilot, ProMerchant is one of the best-rated merchant services that supports brick-and-mortar retail stores, eCommerce businesses, restaurants, as well as numerous high-risk industries. Research high risk merchant account providers. Durango Merchant Services: Best for eCommerce merchants. Durango can provide processing for U. A merchant account is a specific type of bank account that allows merchants to accept payments. Contract Many payment processors offer month-to-month contracts with no termination fees. Normally, you'll be charged a fixed monthly fee (usually between £25 and £75 per month) and then fees on top of every payment you take (which typically range from 1. We chose Treati. 1. When choosing a merchant account provider, businesses should consider factors such as experience, reputation, customer support, and competitive pricing. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash. Do you need a high-risk merchant account but can’t seem to get approved? Don’t worry – QuadraPay is here to help.